FAB iSave Account

First Abu Dhabi Bank offers a FAB iSave Account, a savings account that is designed to assist residents and expatriates in managing their finances more efficiently. The account offers a combination of traditional savings features and digital banking, which allows account holders to earn competitive interest rates while easily saving money. This account appeals to individuals who want automated saving, access to mobile and online banking, and a safe platform for their money.

FAB iSave can be used by a variety of people, including students and professionals on a salary. Parents who want to save for their kids will also find it useful. The app is intended to simplify saving, encourage financial discipline, and help users reach their financial goals without much effort.

This account is integrated with FAB’s digital ecosystem, including online and mobile portals. Users can manage their savings from anywhere, anytime. FAB iSave is a popular choice among both new and experienced savers, thanks to its no-minimum balance requirements, automatic monthly saving, and instant funds transfer features.

Account Overview

Feature	Details
Account Name	FAB iSave Account
Bank	First Abu Dhabi Bank (FAB)
Account Type	Savings Account
Currency	AED (United Arab Emirates Dirham)
Minimum Balance Requirement	AED 3,000 (may vary based on terms)
Target Users	Individuals looking to save with flexible options

Features and Benefits

FAB iSave Account is attractive for UAE citizens and expatriates because it offers many features. Key features are competitive interest rates and automated saving options. Digital banking is also available. This account has been designed for ease of use, easy registration, and transparent fees.

Comparable Interest Rates

FAB iSave offers competitive rates of interest compared with standard UAE savings accounts. Interest is calculated daily and credited every month, so users can benefit from compounding growth. It is suitable both for short-term saving and financial planning.

Attractive Tiered Interest Rates 2026

FAB iSave Accounts offer a graduated interest rate structure to ensure that your savings will grow over time. Your interest rate increases as your balance grows, so that you can earn interest on even the smallest deposits, while enjoying premium rates for larger balances. FAB offers tiered interest rates.e among the competitive options in UAE savings accounts.

✔️ Standard (Non‑Promotional) Tiered Interest Rates 2026

For regular (non‑new) funds, FAB applies interest in these broad tiers

Account Balance (AED)	Interest Rate (p.a.)
Below 500,000	Up to ~2.465%
AED 500,000 – 5,000,000	2.465% – 3.251%
Above 5,000,000	Up to ~3.251%

✔️ Promotional Interest (New Funds)

FAB offers a promotional rate up to 4.00% per new funds deposited until 31 March 2026.

If you make a deposit from outside FAB during the promotion period, this portion will earn the promo rate. This is separate from the base tier rates.

Automatic Savings

FAB iSave’s auto-debit feature is one of its most notable features. Users can set up automatic monthly transfers to their iSave accounts from their main accounts. The automated system encourages users to save consistently without having to manually intervene.

Online Banking

FAB iSave seamlessly integrates with First Abu Dhabi Bank’s digital banking platforms. FAB’s mobile banking app and online portal allow account holders to manage their money. The features include fund transfers, account statements, notifications, and alerts, as well as balance checks.

Easy Deposits and Withdrawals

Users can easily withdraw and deposit funds from their accounts, giving them flexibility whenever they require access to money. The account allows for unlimited withdrawals and can also be deposited digitally or in a branch, to suit the needs of different customers.

Other Benefits

• There is no minimum requirement for balance, so it’s accessible to everyone.
• Linking debit cards for quick transactions.
• FAB offers advanced security features to keep you safe and secure.
• Customer service and account management assistance are available 24/7.

Qualifications and Eligibility

It is easy to open a FAB iSave account; however, certain criteria are required. Accounts are available for UAE residents and expatriates with valid ID documents. Students and adults are both eligible for the account, as long as they comply with the age restrictions specified by their bank.

Documents Required

Documents required to open a account:

• Emirates ID
• Passport for expatriates
• Documentation of residency in the UAE
• Initial deposit as per account requirements

The Minimum Funding and Deposit

There is no requirement to maintain a minimum balance in the FAB iSave Account. Activating the account may require an initial deposit. The user can deposit funds into their account via online transfers, automatic debits from other FAB accounts, or branch deposits.

Open a new account

You can open a FAB account online, via FAB’s mobile app or in any FAB branch. Online, the process is easy and new users can register quickly, upload documents electronically, and begin saving in minutes. For those who are new to the process or need additional assistance, branch account opening offers in-person help.

You can manage your FAB iSave account by following these steps

FAB’s digital infrastructure makes it easy to manage the FAB iSave Account. Online or mobile banking allows users to monitor their balances, automate savings, withdraw funds, and make transfers.

Linking debit and credit cards

The iSave account can be linked to a debit card or a credit card. The feature allows quick and easy access to money, as well as direct payments. The automated saving experience is also enhanced by linking accounts. This allows for recurring transfers.

Mobile App Usage

FAB’s mobile app gives you full control of your iSave account. The FAB mobile app allows users to:

• View your account balance and history of transactions.
• Create recurring savings and automatic debit instructions.
• Get notifications for withdrawals and deposits as well as interest credits.
• You can access digital statements to help you with record-keeping and financial planning.

Security Features

FAB iSave Accounts are protected with advanced security measures, such as two-factor authentication and encrypted transactions. Fraud monitoring is also included. The features of the FAB iSave Account ensure the security and privacy of account funds, giving users peace of mind.

FAB iSave Account and Other Savings Accounts.

The comparison of FAB iSave with other common savings accounts in the UAE enables potential users to make wise decisions. The competitors are ADCB iSave, Emirates NBD Savings Account, Mashreq Neo Account, and Standard Chartered Smart Savings.

Interest Rates Differences.

FAB iSave will have a competitive interest rate on the accounts when compared to these accounts and, in most cases, better rates than a regular saver. The level of interest charged and the monthly credit can be of great help in the total gains.

Minimum Balance and Fees

FAB iSave is very affordable and can be accessed by many people since there is no minimum balance requirement, and its charges are low compared to other accounts that have a minimum balance requirement or charge monthly fees.

Digital Availability and Comfort.

Most competitors provide online and mobile banking services, but FAB iSave is a complete part of the FAB digital ecosystem, as it offers a convenient and easy-to-use experience when handling savings.

Practices that are beneficial to a Variety of User Groups

FAB iSave Account serves a varied customer base that is composed of salary-earning professionals, students, families, and expatriates.

Young Professionals and Students.

It is a great way to learn to be disciplined with money since students are given low initial deposit requirements, simple online access, and automated savings, which makes it an excellent tool. Automated savings can be used by young professionals to accumulate an emergency fund or to invest in the future.

Families and Parents

Parents are able to open various accounts of ISave with different family purposes or uses, like saving towards the education of children or to save towards holidays. The automated savings system can ensure that the contributions are made consistently without having to do it manually.

Expatriates

The UAE expatriates can use FAB iSave to spend money effectively, enjoy attractive interest rates, and use digital banking functionality without the need to visit the physical branches.

Travel and Financial Hacks for iSave users.

The best features of FAB iSave to maximize the benefits are to automate monthly savings, keep track of balances, and use notifications. Regular contributions aid in the quicker amassing of funds, and online banking instruments make the process of transfers and payments easier. Alerts taken through the mobile app will make sure that everything transacted in a transaction is tracked effectively to aid in better financial planning.

Debit card features are also available, where the user can look at similar debit card offers to use their savings to pay or transfer online, and this makes the account more useful in meeting their daily financial requirements. Reviewing the interest rates and the terms of the accounts regularly can assist in adapting the account to personal goals in regards to saving.

Conclusion

FAB iSave Account is an innovative, digital savings product that is customized to the needs of the UAE inhabitants and expatriates. It offers a ull range of services to create financial security with such features as competitive interest rates, automated savings, mobile and online banking services, and easy management of funds. FAB iSave enables students, professionals, families, or expats to save on a regular basis and in an efficient manner, which is why the FAB iSave is one of the safest accounts in the UAE in terms of savings.

Related Blogs:
FAB ATM Balance Check
How to Unlink FAB Mobile App Safely and Easily

Frequently Asked Questions

Opening a FAB iSave Account?

Online in the FAB app or in a branch with the necessary documents.

How much is the minimum deposit on FAB iSave?

No minimum deposit needed; a preliminary deposit can be charged.

What is the FAB iSave current interest rate? 

Interest rates are different; visit the FAB website or app to find out the latest interest rates.

Can I open FAB iSave online? 

 Yes, using the FAB mobile application.

What is the process of withdrawing money from FAB iSave? 

Withdraw through online transfer, debit, or branch.

Is FAB iSave digital or a branch-based bank? 

Both online and in branch.

What are the eligibility requirements? 

The residents of the UAE who possess an Emirates ID, a passport, and evidence of residence.

Is it possible to connect a debit card to iSave? 

Yes, to make top-ups and transactions with ease.

What is the way to establish automatic savings? 

Auto-debit using the mobile app.

Is FAB iSave the best in comparison to Emirates NBD or ADCB?

 Competitive rates, online convenience, and no minimum balance.

Does the FAB iSave Account have any fees? 

Low charges; most transactions are free of charge.

Is it possible to open an FAB iSave Account by expatriates?

Yes, qualified with genuine papers.

What is the functionality of notifications and alerts? 

Immediate deposit, withdrawal, and interest credit notice.

Does the FAB iSave account have a secure environment?

No, not two-factor authentication and encryption.

Is it possible to open several iSave accounts?

 Yes, on behalf of various reasons or relatives.