In the UAE, it’s never been simpler to monitor your account balance. You can control your finances, whether you’re a resident or a professional. UAE residents have multiple options to access their account balance, such as ATMs, mobile applications, online banking, and SMS banking.

This guide will cover all the methods of ATM balance Check, including their benefits, costs, UAE banks, and safety tips.

How to check your ATM balance

• • Keep track of your spending and stick to the budget.
  • Verify salary deposit: Make sure your payment or salary is credited properly.

• Prevent fraud: Spot unauthorized transactions early.

• Plan your financial life: Manage savings and transfers, bills, and other finances efficiently.

What is the ATM balance ithe n the UAE?

It is easy to check your ATM balance. Several methods depend on what you prefer:

1. How to Use an ATM

It is quick and easy to check your balance at an ATM.

Steps:

1. Insert your ATM or debit card.
2. Enter your four-digit PIN.
3. Choose Account Balance or Balance Inquiry.
4. You can view your balance or print out a receipt.

Tips:

• Avoid extra fees by using your bank’s ATM.
• Make sure the ATMs are well-lit and located in a secure area.
• Protect your PIN when entering it.

The UAE Banks that offer 24/7 ATM Services

• Emirates NBD (ADCB), FAB, Dubai Islamic Bank, Mashreq Bank, RAKBANK.

2. Online Banking

You can check your account balance online from the comfort of your home or workplace.

• Visit the official site of your bank.
• Click on the Account Summary section or the Balance Inquiry.
• See your balance in real time and the history of transactions.

3. Mobile Banking Apps

The majority of UAE banks offer mobile applications for checking ATM balances instantly.

Steps:

1. Install the mobile application of your bank (Emirates NBD, FAB, ADCB)
2. Sign in with your username/password or biometric authentication.
3. Click on Account Summary, or Balance Inquiry.

Advantages:

• • Secure and fast

• 24 Hour Access to 24/7 Services

• Track transaction history

4. SMS Banking

You can check your balance quickly and easily by SMS without having to visit an ATM.

What it Does:

• To send a keyword to the SMS number of your bank, enter e.g. BAL.
• Instantly receive your balance by text.

Banks Offering SMS Banking in the UAE:

• Emirates NBD, ADCB, FAB, and Mashreq Bank.

5. Call Banking and Customer Service

You can easily access account details by using the customer service and telephone banking. Call the customer service number of your bank. Once you are connected, verify your identity using an OTP or account information. You can request the account balance over the telephone after verification. This is a fast and safe way to keep up with your finances.

The major UAE banks and ATM balance check fees

Most ATMs of your bank allow you to check your balance for free. Other banks may charge small fees for using their ATMs.

Bank Name	ATM Balance Check (Own Bank)	ATM Balance Check (Other Bank)
Emirates NBD	Free	AED 1
ADCB	Free	AED 1
FAB	Free	AED 1
Dubai Islamic Bank	Free	AED 1
Mashreq Bank	Free	AED 1
RAKBANK	Free	AED 1

Use your bank’s online or ATM app, to avoid any unnecessary charges.

Common ATM Locations Across UAE

There are many banks that provide ATMs in supermarkets, petrol stations, malls, and metro stations.

Bank Name	Location	City	Availability
Emirates NBD	Mall of the Emirates	Dubai	24/7
ADCB	Abu Dhabi Mall	Abu Dhabi	24/7
FAB	Al Ain Mall	Al Ain	24/7
Dubai Islamic Bank	Dubai Marina Mall	Dubai	24/7
Mashreq Bank	Deira City Centre	Dubai	24/7
RAKBANK	RAK Mall	Ras Al Khaimah	24/7

How to check your ATM balance: A Step-by-Step guide

Checking your balance is easy at an ATM.

1. Put your ATM card in the machine.
2. Your PIN is secure.
3. Choose your type of account (Savings, Current, or Both).
4. Select Balance Inquiry in the menu.
5. Print the receipt and check your balance.

The fastest way to access your account on the go is by using this method. It works with all UAE banks.

How to check your ATM balance regularly

• Manage your expenses to avoid overspending
• Verify that you are receiving your salary on time.
• Detect fraud early: Identify unauthorized transactions quickly.
• Plan your finances efficiently: Manage bills, transfers, and savings.

Safeguard Your ATM balance by following these tips

• When entering your PIN, always shield it.
• Use only ATMs that are in good condition.
• Never accept help from strangers.
• Monitor your account regularly for unusual activities.

Other Online Banking Balance Options

Most banks in the UAE offer an online balance check.

• Access mobile banking apps instantly via your smartphone.
• Internet Banking Portals – Check your balance, see transactions, and download statements.
• WhatsApp Banking: Secure and fast balance checks using the chat service.

Alternatives to ATMs are safer and faster online. They also save you time.

Card Exchange & Salary Cards

Some UAE residents rely on salary or exchange cards, such as the Lulu Exchange Card.

• The balance inquiry is the same at ATMs that are partners.
• The cards can be used for bill payment, quick withdrawals of cash, or in-store purchases.

Conclusion:

It’s never been simpler to check your ATM balance. Residents and tourists can keep track of their finances anywhere and anytime with the help of multiple options such as ATMs, SMS, online banking, and mobile apps.

To avoid extra charges and to ensure safe banking, always use your bank’s online or ATM services. You can manage your finances more efficiently by checking the balance regularly.

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FAQ’s

What is the best way to check your balance at an ATM?

To view the balance of your account, insert your card and enter your PIN.

What is the ATM balance for Dubai?

To check your balance, use any ATM and enter your card number, PIN code, then select “Balance inquiry”.

What is the balance of your account in the UAE?

To check your balance, insert your card into an ATM and enter your PIN.

What is the best way to check your ATM balance?

After inserting the card and entering the PIN, select “Balance inquiry” to check your ATM balance.

What is the best way to check your ATM balance?

Use an ATM, SMS banking, or contact customer service.

Is it free to check the balance of an ATM in the UAE?

You can use the ATM of your bank. Some banks charge AED 1 to 3.

How can I access my account balance using the mobile app?

All major banks offer apps that allow you to check your balance instantly.

Can I safely check my ATM balance on a machine at any time?

You can, but only if you safeguard your PIN number and stay away from suspicious ATMs.

How can I find out my ATM balance in another bank?

A small charge may be charged.

What banks in the UAE offer 24-hour ATM service?

All banks, including Emirates NBD and ADCB, as well as Dubai Islamic Bank (MASHREQ Bank), Dubai Islamic Bank (FAB), Mashreq Bank (Dubai Islamic Bank), and RAKBANK, provide 24/7 access.